More than Monitoring

MONITORING IS ONLY THE FIRST LINE OF DEFENSE.

Rest easy knowing MyIDCare takes your coverage to the next level

Monitoring for fraudulent activity is part of most identity theft protection services, but it is just the first line of defense. With MyIDCare, once suspicious activity is discovered, a triggered alert to notify you of the issue can save valuable time in putting a stop to additional fraud and activity. MyIDCare includes both monitoring and alerts to notify you as soon as possible.

"15% (36.5 million) of persons experienced identity theft at some point during their lives."

— Bureau of Justice Statistics, Victims of Identity Theft

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Credit Monitoring and Alerts

With credit monitoring you have the assurance that your personal credit file is being scanned multiple times a day, scouring for any new activity or changes to your credit file. Financial fraud is one of the most common types of identity theft and credit monitoring can help to catch fraud before significant damage is done. It monitors your credit bureau record for activities that affect your credit record such as:

  • New inquiries
  • New accounts opened in your name
  • Late payments
  • Bankruptcies and other public records
  • New addresses

 

Each month you will receive a monthly communication letting you know whether there is any new activity, reminding you that MyIDCare is always working in the background on your behalf.

If activity is detected on your credit file, we will alert you within 24 hours, prompting you to take action. An alert could be related to your own credit activity, such as opening a new line of credit for a recent purchase – but if you’re not certain, you’ll have our experts ready to help.

CyberScan Monitoring and Alerts

Just recently, the dark web was still a mystery to most of us and criminals liked it that way. Fortunately, as identity thieves have become more sophisticated, so have our means of detecting them. CyberScan’s advanced technology crawls the internet, as well as the dark web, to review thousands of websites and millions of datapoints, to detect whether your information is being misused.1

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Get coverage that goes way beyond monitoring.

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Do you still have questions?

Identity thieves are constantly redefining their methods to find ways to break into personal information and personal accounts. Identity theft is a crime that occurs when your information is used without your consent. Criminals have found ways to use a person’s name, Social Security number, address, date of birth, credit card, medical insurance account, bank account and bank information, driver’s license, and phone number for their own benefit.

If your information is stolen, you might be financially responsible for what the thief buys, charges or does with your information. This can potentially damage your credit rating, result in bill and account collections, or even denial of medical services if your medical insurance is effected. The results of identify theft can range from troublesome to catastrophic.

MyIDCare was built by an experienced team of privacy advocates at ID Experts, the leader in identity theft protection services and response. We employ leading encryption and security technologies to ensure every interaction a member has with MyIDCare is secure. All sensitive and personal information contained in the database is encrypted utilizing the 256 bit AES algorithm.

Credit monitoring is an incredibly helpful tool which works by alerting you to changes with your credit file. These changes can be actions you have taken, but more importantly, these changes could also be fraudulent activity requiring immediate attention. Credit monitoring reviews changes to your credit file such as:

  • New inquiries
  • New accounts opened in your name
  • Late payments
  • Improvements in your report
  • Bankruptcies and other public records
  • New addresses
  • New employers

 

The system will ask you to provide some additional information such as your Social Security number, date of birth, driver’s license, etc. The system uses this information simply as a security step to verify they are communicating with the correct individual and you are who you say you are.

CyberScan protects you from on-line trading or selling of your personal information. Daily, it scans criminal websites, chat rooms, internet bulletin boards, etc., for the detection of stolen identities. If your personal information has been detected during the search, you will receive an email alert. CyberScan can detect on-line selling or trading of your:

  • Name
  • Date of birth
  • Social Security number
  • Telephone number
  • Driver’s license/ID number
  • One email address
  • Medical ID number
  • Bank accounts*
  • Credit card numbers*
  • [*US Bank accounts and credit card numbers will be monitored if a member enters this information on the “Additional Account Details” page. A member can monitor up to 5 accounts total, but it is not required.]