$1,000,000 Identity Theft Insurance

Like a security blanket, only better.

With our experts at your side, it's unlikely you'll have additional expenses, but if you do, you're covered.

MyIDCare coverage includes up to $1,000,000 of reimbursement identity theft insurance. This protection provides reimbursement for out-of-pocket expenses related to addressing the restoration of your identity.

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Insurance coverage1 includes covered expenses such as:

  • Up to $7,500 per week in lost wages1
  • Legal fees
  • Court costs
  • Long distance telephone calls
  • Postal charges
  • Private investigators
  • Notary/documentation fees

"16% of victims said that more than $5,000 was lost due to the misuse of their personal information."

— Federal Trade Commission, Identity Theft Survey Report

AIG disclaimer: Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

MyIDCare plans offer total assurance, backed by $1 Million insurance.

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Do you still have questions?

Identity thieves are constantly redefining their methods to find ways to break into personal information and personal accounts. Identity theft is a crime that occurs when your information is used without your consent. Criminals have found ways to use a person’s name, Social Security number, address, date of birth, credit card, medical insurance account, bank account and bank information, driver’s license, and phone number for their own benefit.

If your information is stolen, you might be financially responsible for what the thief buys, charges or does with your information. This can potentially damage your credit rating, result in bill and account collections, or even denial of medical services if your medical insurance is effected. The results of identify theft can range from troublesome to catastrophic.

MyIDCare was built by an experienced team of privacy advocates at ID Experts, the leader in identity theft protection services and response. We employ leading encryption and security technologies to ensure every interaction a member has with MyIDCare is secure. All sensitive and personal information contained in the database is encrypted utilizing the 256 bit AES algorithm.

Credit monitoring is an incredibly helpful tool which works by alerting you to changes with your credit file. These changes can be actions you have taken, but more importantly, these changes could also be fraudulent activity requiring immediate attention. Credit monitoring reviews changes to your credit file such as:

  • New inquiries
  • New accounts opened in your name
  • Late payments
  • Improvements in your report
  • Bankruptcies and other public records
  • New addresses
  • New employers

The system will ask you to provide some additional information such as your Social Security number, date of birth, driver’s license, etc. The system uses this information simply as a security step to verify they are communicating with the correct individual and you are who you say you are.

CyberScan protects you from on-line trading or selling of your personal information. Daily, it scans criminal websites, chat rooms, internet bulletin boards, etc., for the detection of stolen identities. If your personal information has been detected during the search, you will receive an email alert. CyberScan can detect on-line selling or trading of your:

  • Name
  • Date of birth
  • Social Security number
  • Telephone number
  • Driver’s license/ID number
  • One email address
  • Medical ID number
  • Bank accounts*
  • Credit card numbers*
  • [*US Bank accounts and credit card numbers will be monitored if a member enters this information on the “Additional Account Details” page. A member can monitor up to 5 accounts total, but it is not required.]